Cost of Living in Arizona
Arizona's cost of living is typically slightly above the national average, largely due to a competitive housing market in major metropolitan hubs. While utility costs can spike during the extreme summer heat, the state remains more affordable than neighboring California.
Overview text is model-generated; see the note below.
Popular cities in Arizona: Phoenix, Tucson, Scottsdale
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Monthly Cost Estimate
excluding rent
including 1-bedroom rent
Single person in Arizona. Totals are the sum of the category ranges below (low ends added together, high ends added together), so a real budget usually falls somewhere in between.
Cost Breakdown by Category
Housing & Rent
$1,150 – $1,950
Average rent for a 1-bedroom apartment, ranging from rural areas to Phoenix/Scottsdale hubs.
Food & Groceries
$400 – $650
Monthly grocery expenses and occasional dining at mid-range restaurants.
Transportation
$350 – $550
Costs for fuel, car insurance, and limited public transit options.
Utilities
$280 – $450
Electricity (high summer peaks), water, trash, and high-speed internet.
Healthcare
$300 – $600
Health insurance premiums and typical out-of-pocket co-pays.
Entertainment & Lifestyle
$200 – $400
Gym memberships, movie tickets, and outdoor recreational activities.
Build your own monthly budget
Starts at the midpoint of each estimate for Arizona. Type your own amounts to see your total and annual figure. Nothing you enter is saved or sent anywhere.
Estimate: $1,150 – $1,950
Estimate: $400 – $650
Estimate: $350 – $550
Estimate: $280 – $450
Estimate: $300 – $600
Estimate: $200 – $400
Yearly: $3,640 × 12 = $43,680. Excludes taxes, debt payments, savings, childcare, education, car ownership and one-off costs such as deposits or moving.
New to ranges? Read how to turn these estimates into a personal budget.
Comfortable Living
Estimated monthly spending for a comfortable lifestyle in Arizona, with regular dining out and leisure:
Including rent • Single person • Excludes income tax and savings • A separate model estimate, not derived from the category totals above
Frequently Asked Questions about Arizona
The first answer is calculated from the figures on this page. The others are model-generated text; answers that quoted older dollar figures are hidden so they cannot contradict the totals above.